We all hope for a smooth sailing experience, but sometimes unpredictable events happen. Imagine your boat or trailer being damaged in a collision! It’s not only frustrating but also puts a dent in your pocket. That’s where collision damage insurance coverage comes in handy. This coverage can save you from the stress and expense of repairing or replacing your beloved watercraft or trailer.
Property Damage Liability
When it comes to water activities, accidents can happen. Your boat might bump into someone else’s dock, or your jet ski might cause damage to another person’s property. If that happens, property damage liability coverage can save you a ton of stress and money. This type of boat insurance coverage will help protect you from having to pay out of pocket for any damages you might cause to someone else’s property while enjoying your watercraft.
Bodily Injury & Personal Liability
Have you ever been in a boating accident? It can be a scary and potentially dangerous situation. But what’s even scarier is not having the proper coverage for bodily injury and personal liability. This type of insurance will cover any medical bills, lost income, pain, and suffering, and legal expenses resulting from injuries sustained by someone else or your passengers while using your boat or PWC.
Picture yourself out on the water, enjoying a beautiful day of fishing or cruising. But then the unexpected happens – your boat is vandalized, stolen, or damaged in some way that isn’t a collision. It’s a situation no one wants to find themselves in, but thankfully, with comprehensive insurance, you can have peace of mind that you’ll be compensated for the damages. Of course, the amount of compensation will depend on various factors like deductibles, limits, and the type of coverage you have.